It seems CMS is taking a page from Jonathan Gruber’s book; rather than allowing the “stupid” masses to make a decision on their own health plan, CMS has proposed a new rule that includes an overly reaching provision allowing CMS to re-enroll anyone who has not made the annual trek back to healthcare.gov in a cheaper plan of CMS’ choosing.
That’s right, the government will choose your plan, perhaps limit access to your doctor, and ultimately make the decision on what is “best” for you.
Not to worry, just like Lady Justice, who wears a blindfold when determining guilt or innocence, CMS will use a blindfold to pick your plan. The agency will select your plan without knowing your medical history. They will do so without knowing if you are currently undergoing treatment or working with a specific doctor. They will do so without knowing your financial status. Despite the fact that the millions of people who already enrolled chose the plan that they believed was best for them.
CMS has laid the perfect trap: Sign up at healthcare.gov one time in your life and we will never let you go. If you don’t continually re-enroll each and every year, CMS will keep you on the plan that it chooses because, after all, CMS knows what’s best and they always make the best decision. Oh, and if you don’t believe that, please go to the 600 million dollar website that will give you all kinds of testimonials handcrafted by MIT professors.